The Fund seeks long term growth of principal and income. The Fund invests primarily in a broadly diversified portfolio of common stocks. In selecting investments the Fund invests in companies appear to be temporarily undervalued by the stock market but have a favorable outlook for long term growth. The Fund focuses on the underlying financial condition and prospects of individual companies including future earnings cash flow and dividends. Various other factors including financial strength economic condition competitive advantage quality of the business franchise and the reputation experience and competence of a company's management are weighed against valuation in selecting individual securities.

INVESTMENT MINIMUMS
Min Initial Investment	$2,500.00
Min Subsequent Investment	$100.00
Min Initial IRA Investment	$1,000.00
Min Sub IRA Investment	$100.00