BAC : NYSE
Industry: Banks

Balance Sheet
2008
12/31/08
2007
12/31/07
2006
12/31/06
2005
12/31/05
ASSETS
Cash & Due from Banks32,85742,53136,42936,999
Treasury Securities4,647759688717
Trading Account Securities159,522162,064153,052131,707
Mortgage Backed Securities229,578163,716156,893192,031
Federal Funds82,478129,552135,478149,785
Other Securities68,43669,32138,46233,202
Other Investments103,27646,43537,39143,812
Investments - Total647,937571,847521,964551,254
Lease Financing22,40022,58221,86420,705
Commercial & Industrial Loans221,764212,887161,982140,533
Consumer & Installment Loans301,135257,073213,525172,861
Real Estate Mortgage Loans332,884336,247277,439218,362
Foreign Loans53,26347,55531,68021,330
Loans - Total931,446876,344706,490573,791
Reserve for Loan Losses(23,071)(11,588)(9,016)(8,045)
Loans - Net908,375864,756697,474565,746
Investment in Associated Companies------3,000
Real Estate Assets1,8273516992
Property, Plant Equipment - Net13,16111,2409,2557,786
Other Tangible Assets110,261133,848116,41775,572
Total Intangible Other Assets - Net103,52591,17378,12951,354
Other Assets - Total213,786225,021194,546126,926
TOTAL ASSETS1,817,9431,715,7461,459,7371,291,803
LIABILITIES
Demand Deposits213,994188,466180,231179,571
Savings/Other Time Deposits576,938501,882418,100384,155
Foreign Office Deposits92,065114,82995,16670,944
Deposits - Total882,997805,177693,497634,670
Short Term Debt & Current Portion of Long Term Debt407,536442,959376,021368,112
Long Term Debt Excluding Capitalized Leases225,410167,073128,80689,660
Long Term Debt225,410167,073128,80689,660
TOTAL DEBT632,946610,032504,827457,772
DEFERRED TAXES--------
Other Liabilities124,948153,734126,14197,828
Total Liabilities1,640,8911,568,9431,324,4651,190,270
EQUITY
Non-Equity Reserves0000
Minority Interest0000
Preferred Stock39,2614,4092,851271
Common Stock76,76660,32861,57441,693
Other Appropriated Reserves(5,055)(1,757)(1,894)(545)
Retained Earnings72,26381,39379,02467,552
Unrealized Foreign Exchange Gain/Loss(704)296147(122)
Unrealized Gain/Loss on Marketable Securities(5,479)2,134(6,430)(7,316)
Common Equity137,791142,394132,421101,262
TOTAL LIABILITIES & SHAREHOLDERS’ EQUITY1,817,9431,715,7461,459,7371,291,803
SHARE INFORMATION
Common Shares Outstanding5,0174,4384,4584,000
ADDITIONAL SUPPLEMENTAL INFORMATION
Tier 1 Capital120,81483,37291,06474,375
Tier 2 Capital50,84750,34834,16225,526
Non-performing Loans16,4055,5974,8432,989
Other Non-performing Assets1,8273516992
Total Non-performing Assets18,2325,9484,9123,081
Actual Loan Losses17,6667,7305,8815,794
Actual Recoveries1,4351,2501,3421,232
Net Loan Losses16,2316,4804,5394,562
Lease Commitments - Year 12,3002,0001,4001,300
Lease Commitments - Year 22,1001,8001,3001,100
Lease Commitments - Year 31,8001,6001,1001,100
Lease Commitments - Year 41,5001,300931799
Lease Commitments - Year 51,2001,200801650
Lease Commitments - Over 5 Years8,3008,2006,0003,500
2009 Q3
9/30/09
2009 Q2
6/30/09
2009 Q1
3/31/09
2008 Q4
12/31/08
2008 Q3
9/30/08
ASSETS
Cash & Due from Banks152,412140,366173,46032,85739,341
Trading Account Securities204,838199,471203,131159,522174,859
Federal Funds187,761184,685153,23082,47887,038
Other Investments157,971178,411201,472103,27657,501
Investments - Total833,187829,805820,471647,937578,075
Loans - Total----------
Reserve for Loan Losses(35,832)(33,785)(29,048)(23,071)(20,346)
Loans - Net878,434908,463947,960908,375922,330
Property, Plant Equipment - Net15,37315,66715,54913,16113,000
Total Intangible Other Assets - Net116,574118,348115,038103,525112,054
Other Assets - Total371,637360,093364,523215,613278,431
TOTAL ASSETS2,251,0432,254,3942,321,9631,817,9431,831,177
LIABILITIES
Deposits - Total974,899970,742953,508882,997874,051
Short Term Debt & Current Portion of Long Term Debt406,358359,875432,550407,536371,541
Long Term Debt Excluding Capitalized Leases361,788447,187440,751225,410257,710
Long Term Debt361,788447,187440,751225,410257,710
TOTAL DEBT768,146807,062873,301632,946629,251
DEFERRED TAXES--0----0
Other Liabilities250,315221,438255,605124,948166,836
Total Liabilities1,993,3601,999,2422,082,4141,640,8911,670,138
EQUITY
Non-Equity Reserves00000
Minority Interest00000
Preferred Stock59,47458,66073,27739,26124,151
Common Stock128,823128,717100,86476,76665,361
Capital Surplus------(1,560)--
Retained Earnings76,24779,21076,87772,26377,695
Unrealized Foreign Exchange Gain/Loss------(704)--
Unrealized Gain/Loss on Marketable Securities(1,719)----(5,479)--
Common Equity198,209196,492166,272137,791136,888
TOTAL LIABILITIES & SHAREHOLDERS’ EQUITY2,251,0432,254,3942,321,9631,817,9431,831,177
SHARE INFORMATION
Common Shares Outstanding8,6508,6516,4015,0174,562
ADDITIONAL SUPPLEMENTAL INFORMATION
Tier 1 Capital193,073190,874171,061120,814100,248
Tier 2 Capital65,49564,82766,84450,84753,070
Total Non-performing Assets----------
Net Loan Losses----------
() = Negative Values
Values are displayed in Millions except for earnings per share and where noted