|
2008 12/31/08 |
2007 12/31/07 |
2006 12/31/06 |
2005 12/31/05 |
|
|---|---|---|---|---|
| ASSETS | ||||
| Cash & Due from Banks | 128 | 119 | 133 | 162 |
| Treasury Securities | 0 | 681K | 675K | 2 |
| Federal Agency Securities | 55 | 74 | 80 | 70 |
| State and Municipal Securities | 0 | 0 | 200 | 194 |
| Mortgage Backed Securities | 699 | 788 | 362 | 382 |
| Federal Funds | 21 | 0 | 0 | 0 |
| Other Securities | 218 | 394 | 509 | 477 |
| Other Investments | 14 | 10 | 15 | 6 |
| Investments - Total | 1,007 | 1,266 | 1,167 | 1,130 |
| Lease Financing | -- | -- | -- | 664K |
| Commercial & Industrial Loans | 263 | 252 | 264 | 177 |
| Consumer & Installment Loans | 16 | 16 | 580 | 535 |
| Real Estate Mortgage Loans | 4,178 | 4,343 | 4,268 | 4,595 |
| Unspecified/Other Loans | 0 | 0 | (483) | (649) |
| Unearned Income | (3) | (4) | (1) | (2) |
| Loans - Total | 4,460 | 4,614 | 4,630 | 4,660 |
| Reserve for Loan Losses | (137) | (94) | (44) | (41) |
| Loans - Net | 4,323 | 4,520 | 4,587 | 4,619 |
| Investment in Associated Companies | 11 | 13 | 15 | 12 |
| Real Estate Assets | 37 | 51 | 47 | 22 |
| Property, Plant Equipment - Net | 217 | 244 | 220 | 147 |
| Interest Receivables | 42 | 28 | 30 | 26 |
| Deferred Charges | 3 | 4 | 5 | 6 |
| Other Tangible Assets | 21 | 26 | 202 | 251 |
| Total Intangible Other Assets - Net | 26 | 76 | 77 | 79 |
| Other Assets - Total | 92 | 180 | 327 | 380 |
| TOTAL ASSETS | 5,815 | 6,379 | 6,496 | 6,471 |
| LIABILITIES | ||||
| Demand Deposits | 1,734 | 1,724 | 1,775 | 1,776 |
| Savings/Other Time Deposits | 2,185 | 2,223 | 2,086 | 1,973 |
| Unspecified Deposits | 6 | 5 | 6 | 4 |
| Deposits - Total | 3,926 | 3,953 | 3,867 | 3,753 |
| Short Term Debt & Current Portion of Long Term Debt | 849 | 1,564 | 1,579 | 256 |
| Long Term Debt Excluding Capitalized Leases | 719 | 321 | 365 | 1,724 |
| Long Term Debt | 719 | 321 | 365 | 1,724 |
| TOTAL DEBT | 1,569 | 1,885 | 1,944 | 1,980 |
| Provision for Risks and Charges | 13 | -- | 994K | 3 |
| Deferred Income | 20K | -- | -- | -- |
| Deferred Taxes - Credit | -- | 14 | -- | 8 |
| Deferred Taxes - Debit | -- | 46 | 14 | 18 |
| DEFERRED TAXES | 0 | (32) | -- | (18) |
| Other Liabilities | 62 | 81 | 145 | 220 |
| Total Liabilities | 5,571 | 5,887 | 5,957 | 5,937 |
| EQUITY | ||||
| Non-Equity Reserves | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 |
| Common Stock | 113K | 561K | 611K | 608K |
| Capital Surplus | 219 | 217 | 260 | 262 |
| Other Appropriated Reserves | (8) | 6 | (4) | (7) |
| Retained Earnings | 33 | 236 | 265 | 261 |
| Unrealized Gain/Loss on Marketable Securities | -- | -- | 3 | (443)K |
| Common Equity | 244 | 459 | 525 | 516 |
| TOTAL LIABILITIES & SHAREHOLDERS’ EQUITY | 5,815 | 6,347 | 6,482 | 6,454 |
| SHARE INFORMATION | ||||
| Common Shares Outstanding | 11 | 11 | 12 | 12 |
| ADDITIONAL SUPPLEMENTAL INFORMATION | ||||
| Tier 1 Capital | 385 | 420 | 460 | 446 |
| Tier 2 Capital | 72 | 76 | 69 | 66 |
| Non-performing Loans | 287 | 179 | 4 | 7 |
| Other Non-performing Assets | 19 | 17 | 22 | 967K |
| Total Non-performing Assets | 306 | 196 | 26 | 8 |
| Actual Loan Losses | 118 | 23 | 9 | 3 |
| Actual Recoveries | 1 | 2 | 3 | 4 |
| Net Loan Losses | 117 | 20 | 6 | (2) |
| Lease Commitments - Year 1 | 9 | 12 | 9 | 15 |
| Lease Commitments - Year 2 | 8 | 11 | 9 | 15 |
| Lease Commitments - Year 3 | 7 | 9 | 8 | 13 |
| Lease Commitments - Year 4 | 6 | 8 | 7 | 11 |
| Lease Commitments - Year 5 | 6 | 7 | 6 | 7 |
| Lease Commitments - Over 5 Years | 69 | 90 | 51 | 28 |
|
2009 Q3 9/30/09 |
2009 Q2 6/30/09 |
2009 Q1 3/31/09 |
2008 Q4 12/31/08 |
2008 Q3 9/30/08 |
|
|---|---|---|---|---|---|
| ASSETS | |||||
| Cash & Due from Banks | 208 | 213 | 270 | 128 | 237 |
| Federal Funds | 0 | 0 | 0 | 21 | -- |
| Other Investments | 5 | 8 | 6 | 14 | 4 |
| Investments - Total | 550 | 670 | 750 | 1,007 | 1,112 |
| Loans - Total | -- | -- | -- | -- | -- |
| Reserve for Loan Losses | (185) | (172) | (158) | (137) | (114) |
| Loans - Net | 3,841 | 4,029 | 4,206 | 4,323 | 4,401 |
| Investment in Associated Companies | 11 | 11 | 11 | 11 | -- |
| Property, Plant Equipment - Net | 205 | 209 | 213 | 217 | 219 |
| Interest Receivables | 33 | 35 | 39 | 42 | 45 |
| Total Intangible Other Assets - Net | 16 | 16 | 17 | 26 | 75 |
| Other Assets - Total | 93 | 93 | 83 | 88 | 214 |
| TOTAL ASSETS | 4,941 | 5,261 | 5,571 | 5,815 | 6,228 |
| LIABILITIES | |||||
| Deposits - Total | 3,959 | 4,055 | 4,053 | 3,926 | 3,868 |
| Short Term Debt & Current Portion of Long Term Debt | 36 | 536 | 824 | 849 | 1,006 |
| Long Term Debt Excluding Capitalized Leases | 670 | 393 | 390 | 719 | 852 |
| Long Term Debt | 670 | 393 | 390 | 719 | 852 |
| TOTAL DEBT | 706 | 930 | 1,213 | 1,569 | 1,859 |
| Deferred Taxes - Debit | -- | -- | -- | -- | 70 |
| DEFERRED TAXES | 0 | 0 | 0 | 0 | (70) |
| Other Liabilities | 86 | 110 | 97 | 76 | 101 |
| Total Liabilities | 4,752 | 5,094 | 5,364 | 5,571 | 5,757 |
| EQUITY | |||||
| Non-Equity Reserves | 0 | 0 | 0 | 0 | -- |
| Minority Interest | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 |
| Common Stock | 493K | 113K | 113K | 113K | 113K |
| Capital Surplus | 296 | 220 | 220 | 219 | 219 |
| Retained Earnings | (101) | (48) | (10) | 33 | 186 |
| Common Equity | 189 | 167 | 207 | 244 | 400 |
| TOTAL LIABILITIES & SHAREHOLDERS’ EQUITY | 4,941 | 5,261 | 5,571 | 5,815 | 6,158 |
| SHARE INFORMATION | |||||
| Common Shares Outstanding | 49 | 11 | 11 | 11 | 11 |
| ADDITIONAL SUPPLEMENTAL INFORMATION | |||||
| Tier 1 Capital | 403 | 361 | 379 | 385 | 412 |
| Tier 2 Capital | 66 | 68 | 70 | 72 | 74 |
| Total Non-performing Assets | -- | -- | -- | -- | -- |
| Net Loan Losses | -- | -- | -- | -- | -- |
Values are displayed in Millions except for earnings per share and where noted