|
2007 12/31/07 |
2006 12/31/06 |
2005 12/31/05 |
2004 12/31/04 |
|
|---|---|---|---|---|
| ASSETS | ||||
| Cash & Due from Banks | 84 | 125 | 190 | 120 |
| Treasury Securities | 1,550 | 1,433 | 626 | 497 |
| Federal Agency Securities | 71 | 153 | 180 | 244 |
| Mortgage Backed Securities | 111K | 251K | 277K | 304K |
| Federal Funds | 6 | 1K | 0 | 0 |
| Other Securities | 61K | 63K | 64K | 65K |
| Other Investments | 103 | 363 | 459 | 1,118 |
| Investments - Total | 1,730 | 1,950 | 1,265 | 1,859 |
| Commercial & Industrial Loans | 5 | 2 | 4 | 5 |
| Consumer & Installment Loans | 144 | 195 | 281 | 285 |
| Real Estate Mortgage Loans | 11,135 | 13,479 | 14,879 | 12,986 |
| Unspecified/Other Loans | (60) | (40) | (52) | (49) |
| Unearned Income | (157) | (232) | (286) | (232) |
| Loans - Total | 11,381 | 13,868 | 15,398 | 13,459 |
| Reserve for Loan Losses | (348) | (61) | (36) | (35) |
| Loans - Net | 11,033 | 13,807 | 15,362 | 13,424 |
| Investment in Associated Companies | 17 | 25 | 25 | 26 |
| Real Estate Assets | 167 | 44 | 25 | 32 |
| Property, Plant Equipment - Net | 116 | 114 | 110 | 106 |
| Interest Receivables | 70 | 91 | 68 | 49 |
| Deferred Charges | 5 | 7 | 6 | 4 |
| Other Tangible Assets | 45 | 22 | 20 | 8 |
| Total Intangible Other Assets - Net | 20 | 24 | 23 | 21 |
| Other Assets - Total | 317 | 208 | 164 | 114 |
| TOTAL ASSETS | 13,409 | 16,209 | 17,094 | 15,649 |
| LIABILITIES | ||||
| Demand Deposits | 1,245 | 1,411 | 1,398 | 1,136 |
| Savings/Other Time Deposits | 9,251 | 10,374 | 10,478 | 8,522 |
| Deposits - Total | 10,496 | 11,785 | 11,877 | 9,658 |
| Short Term Debt & Current Portion of Long Term Debt | 1,172 | 2,195 | 0 | 3,968 |
| Long Term Debt Excluding Capitalized Leases | 223 | 614 | 704 | 790 |
| Long Term Debt | 223 | 614 | 3,756 | 790 |
| TOTAL DEBT | 1,396 | 2,809 | 3,756 | 4,758 |
| Deferred Taxes - Credit | 55 | 166 | 187 | 150 |
| Deferred Taxes - Debit | 178 | 63 | 46 | 32 |
| DEFERRED TAXES | (122) | 103 | 140 | 117 |
| Other Liabilities | 183 | 110 | 254 | 108 |
| Total Liabilities | 11,953 | 14,807 | 15,886 | 14,641 |
| EQUITY | ||||
| Non-Equity Reserves | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 |
| Common Stock | 282K | 282K | 282K | 282K |
| Capital Surplus | 94 | 94 | 94 | 94 |
| Retained Earnings | 1,254 | 1,330 | 1,136 | 930 |
| Unrealized Gain/Loss on Marketable Securities | 3 | (5) | (5) | 318K |
| Treasury Stock | (17) | (17) | (17) | (17) |
| Common Equity | 1,334 | 1,402 | 1,208 | 1,008 |
| TOTAL LIABILITIES & SHAREHOLDERS’ EQUITY | 13,287 | 16,209 | 17,094 | 15,649 |
| SHARE INFORMATION | ||||
| Common Shares Outstanding | 28 | 28 | 28 | 28 |
| ADDITIONAL SUPPLEMENTAL INFORMATION | ||||
| Tier 1 Capital | 1,356 | 1,422 | 1,301 | 1,105 |
| Tier 2 Capital | 95 | 62 | 36 | 34 |
| Non-performing Loans | 926 | 113 | 34 | 32 |
| Other Non-performing Assets | 116 | 9 | 908K | 3 |
| Total Non-performing Assets | 1,042 | 122 | 35 | 34 |
| Actual Loan Losses | 23 | 661K | 2 | 383K |
| Actual Recoveries | 300K | 140K | 438K | 2 |
| Net Loan Losses | 22 | 521K | 1 | (1) |
| Lease Commitments - Year 1 | 6 | 5 | 5 | 5 |
| Lease Commitments - Year 2 | 5 | 4 | 4 | 4 |
| Lease Commitments - Year 3 | 4 | 4 | 3 | 3 |
| Lease Commitments - Year 4 | 2 | 3 | 2 | 2 |
| Lease Commitments - Year 5 | 966K | 1 | 992K | 2 |
| Lease Commitments - Over 5 Years | 550K | 1 | 2 | 1 |
|
2008 Q3 9/30/08 |
2008 Q2 6/30/08 |
2008 Q1 3/31/08 |
2007 Q4 12/31/07 |
2007 Q3 9/30/07 |
|
|---|---|---|---|---|---|
| ASSETS | |||||
| Cash & Due from Banks | 452 | 82 | 89 | 84 | 86 |
| Federal Funds | 101 | 11 | -- | 6 | 2 |
| Other Investments | 8 | 86 | 109 | 103 | 90 |
| Investments - Total | 835 | 1,174 | 1,784 | 1,730 | 2,394 |
| Loans - Total | -- | -- | -- | -- | -- |
| Reserve for Loan Losses | (762) | (732) | (547) | (348) | (142) |
| Loans - Net | 10,750 | 10,631 | 10,617 | 11,033 | 11,940 |
| Investment in Associated Companies | 16 | 63 | 71 | 17 | 59 |
| Property, Plant Equipment - Net | 114 | 115 | 114 | 116 | 118 |
| Interest Receivables | -- | -- | -- | 70 | -- |
| Total Intangible Other Assets - Net | 23 | 24 | 19 | 20 | 22 |
| Other Assets - Total | 616 | 567 | 457 | 414 | (179) |
| TOTAL ASSETS | 12,781 | 12,632 | 13,131 | 13,409 | 14,418 |
| LIABILITIES | |||||
| Deposits - Total | 9,618 | 9,881 | 10,244 | 10,496 | 10,663 |
| Short Term Debt & Current Portion of Long Term Debt | 935 | 1,298 | 1,213 | 1,172 | 1,452 |
| Long Term Debt Excluding Capitalized Leases | 1,374 | 524 | 523 | 223 | 621 |
| Long Term Debt | 1,374 | 524 | 523 | 223 | 621 |
| TOTAL DEBT | 2,309 | 1,821 | 1,736 | 1,396 | 2,074 |
| Deferred Taxes - Credit | -- | -- | -- | 55 | -- |
| Deferred Taxes - Debit | 19 | 57 | 83 | 178 | -- |
| DEFERRED TAXES | (19) | (57) | (83) | (122) | 0 |
| Other Liabilities | 82 | 71 | 60 | 183 | 237 |
| Total Liabilities | 11,990 | 11,716 | 11,957 | 11,953 | 12,973 |
| EQUITY | |||||
| Non-Equity Reserves | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 |
| Common Stock | 291K | 282K | 282K | 282K | 282K |
| Capital Surplus | 94 | 94 | 94 | 94 | 94 |
| Retained Earnings | 684 | 782 | 1,004 | 1,254 | 1,367 |
| Unrealized Gain/Loss on Marketable Securities | (6) | (304)K | 9 | 3 | 388K |
| Treasury Stock | 0 | (17) | (17) | (17) | (17) |
| Common Equity | 772 | 859 | 1,090 | 1,334 | 1,444 |
| TOTAL LIABILITIES & SHAREHOLDERS’ EQUITY | 12,762 | 12,575 | 13,048 | 13,287 | 14,418 |
| SHARE INFORMATION | |||||
| Common Shares Outstanding | 29 | 28 | 28 | 28 | 28 |
| ADDITIONAL SUPPLEMENTAL INFORMATION | |||||
| Tier 1 Capital | 955 | 951 | -- | 1,356 | 1,464 |
| Tier 2 Capital | 96 | 97 | -- | 95 | 91 |
| Total Non-performing Assets | -- | -- | -- | -- | -- |
| Net Loan Losses | -- | -- | -- | -- | -- |
Values are displayed in Millions except for earnings per share and where noted