
|
2008 12/31/08 |
2007 12/31/07 |
2006 12/31/06 |
2005 12/31/05 |
|
|---|---|---|---|---|
| ASSETS | ||||
| Cash & Due from Banks | 178 | 207 | 200 | 226 |
| Treasury Securities | -- | -- | -- | 904 |
| Federal Agency Securities | 693 | 573 | 955 | 117 |
| State and Municipal Securities | 316 | 281 | 197 | 94 |
| Mortgage Backed Securities | 1,708 | 1,508 | 1,128 | 1,300 |
| Federal Funds | 0 | 500K | 0 | -- |
| Other Securities | 55 | 98 | 128 | 132 |
| Other Investments | 11 | 47 | 95 | 43 |
| Investments - Total | 2,784 | 2,508 | 2,503 | 2,589 |
| Lease Financing | 68 | 74 | 78 | 71 |
| Commercial & Industrial Loans | 4,048 | 3,392 | 2,999 | 2,949 |
| Consumer & Installment Loans | 2,458 | 2,444 | 2,499 | 2,449 |
| Real Estate Mortgage Loans | 852 | 1,091 | 1,304 | 1,213 |
| Loans - Total | 7,426 | 7,002 | 6,879 | -- |
| Reserve for Loan Losses | (104) | (94) | (91) | (91) |
| Loans - Net | 7,322 | 6,908 | 6,788 | 6,644 |
| Property, Plant Equipment - Net | 133 | 114 | 123 | 120 |
| Interest Receivables | 542 | 523 | 497 | 492 |
| Total Intangible Other Assets - Net | 141 | 141 | 142 | 143 |
| Other Assets - Total | 683 | 664 | 639 | -- |
| TOTAL ASSETS | 11,100 | 10,401 | 10,253 | 10,161 |
| LIABILITIES | ||||
| Demand Deposits | 2,304 | 2,210 | 2,255 | 2,354 |
| Savings/Other Time Deposits | 5,294 | 5,121 | 5,244 | 4,880 |
| Deposits - Total | 7,598 | 7,332 | 7,499 | 7,234 |
| Short Term Debt & Current Portion of Long Term Debt | 1,472 | 1,731 | 1,513 | 0 |
| Long Term Debt Excluding Capitalized Leases | 794 | 230 | 213 | 383 |
| Long Term Debt | 794 | 230 | 213 | 401 |
| TOTAL DEBT | 2,266 | 1,961 | 1,726 | 401 |
| DEFERRED TAXES | -- | -- | -- | -- |
| Other Liabilities | 299 | 191 | 181 | 1,591 |
| Total Liabilities | 10,162 | 9,484 | 9,406 | 9,224 |
| EQUITY | ||||
| Non-Equity Reserves | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 |
| Common Stock | 128 | 128 | 128 | 128 |
| Capital Surplus | 95 | 100 | 107 | 108 |
| Other Appropriated Reserves | (54) | (43) | (80) | (43) |
| Retained Earnings | 1,053 | 1,028 | 998 | 994 |
| Treasury Stock | (284) | (296) | (307) | (250) |
| Common Equity | 938 | 917 | 846 | 938 |
| TOTAL LIABILITIES & SHAREHOLDERS’ EQUITY | 11,100 | 10,401 | 10,253 | 10,167 |
| SHARE INFORMATION | ||||
| Common Shares Outstanding | 82 | 81 | 81 | 83 |
| ADDITIONAL SUPPLEMENTAL INFORMATION | ||||
| Tier 1 Capital | 871 | 840 | 805 | 859 |
| Tier 2 Capital | 137 | 161 | 189 | 217 |
| Non-performing Loans | 76 | 43 | 71 | 80 |
| Other Non-performing Assets | 5 | 6 | 10 | 10 |
| Total Non-performing Assets | 81 | 49 | 81 | 90 |
| Actual Loan Losses | 62 | 44 | 71 | 69 |
| Actual Recoveries | 13 | 16 | 18 | 19 |
| Net Loan Losses | 49 | 28 | 52 | -- |
| Lease Commitments - Year 1 | 6 | 6 | 6 | 6 |
| Lease Commitments - Year 2 | 5 | 5 | 5 | 5 |
| Lease Commitments - Year 3 | 5 | 4 | 4 | 4 |
| Lease Commitments - Year 4 | 4 | 4 | 3 | 3 |
| Lease Commitments - Year 5 | 4 | 3 | 3 | 2 |
| Lease Commitments - Over 5 Years | 14 | 15 | 14 | 10 |
|
2009 Q3 9/30/09 |
2009 Q2 6/30/09 |
2009 Q1 3/31/09 |
2008 Q4 12/31/08 |
2008 Q3 9/30/08 |
|
|---|---|---|---|---|---|
| ASSETS | |||||
| Cash & Due from Banks | 193 | 157 | 179 | 178 | 186 |
| Other Investments | 47 | 21 | 22 | 11 | 9 |
| Investments - Total | 2,798 | 2,724 | 2,758 | 2,784 | 2,459 |
| Loans - Total | -- | -- | -- | -- | -- |
| Reserve for Loan Losses | (116) | (111) | (106) | (104) | (102) |
| Loans - Net | 6,913 | 7,034 | 7,245 | 7,322 | 7,280 |
| Property, Plant Equipment - Net | 126 | 127 | 131 | 133 | 129 |
| Interest Receivables | 625 | 515 | 519 | 542 | 491 |
| Total Intangible Other Assets - Net | 140 | 140 | 141 | 141 | 141 |
| Other Assets - Total | 106 | 140 | 141 | 141 | 141 |
| TOTAL ASSETS | 10,761 | 10,697 | 10,972 | 11,100 | 10,685 |
| LIABILITIES | |||||
| Deposits - Total | 7,271 | 7,451 | 7,678 | 7,598 | 7,431 |
| Short Term Debt & Current Portion of Long Term Debt | 1,350 | 1,070 | 805 | 1,472 | 1,244 |
| Long Term Debt Excluding Capitalized Leases | 749 | 924 | 1,134 | 794 | 899 |
| Long Term Debt | 749 | 924 | 1,134 | 794 | 899 |
| TOTAL DEBT | 2,100 | 1,994 | 1,939 | 2,266 | 2,143 |
| DEFERRED TAXES | 0 | 0 | 0 | -- | 0 |
| Other Liabilities | 331 | 229 | 271 | 299 | 185 |
| Total Liabilities | 9,702 | 9,674 | 9,888 | 10,162 | 9,759 |
| EQUITY | |||||
| Non-Equity Reserves | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 125 | 0 | 0 |
| Common Stock | 128 | 128 | 128 | 128 | 128 |
| Capital Surplus | 69 | 46 | 80 | 95 | 93 |
| Retained Earnings | 1,043 | 1,055 | 1,058 | 1,053 | 1,048 |
| Treasury Stock | (173) | (173) | (273) | (284) | (284) |
| Common Equity | 1,059 | 1,023 | 959 | 938 | 926 |
| TOTAL LIABILITIES & SHAREHOLDERS’ EQUITY | 10,761 | 10,697 | 10,972 | 11,100 | 10,685 |
| SHARE INFORMATION | |||||
| Common Shares Outstanding | 86 | 85 | 82 | 82 | 82 |
| ADDITIONAL SUPPLEMENTAL INFORMATION | |||||
| Tier 1 Capital | 946 | 936 | 1,002 | 871 | 866 |
| Tier 2 Capital | 104 | 103 | 106 | 137 | 135 |
| Total Non-performing Assets | -- | -- | -- | -- | -- |
| Net Loan Losses | -- | -- | -- | -- | -- |