FMER : NASDAQ
Industry: Banks

Balance Sheet
2008
12/31/08
2007
12/31/07
2006
12/31/06
2005
12/31/05
ASSETS
Cash & Due from Banks178207200226
Treasury Securities------904
Federal Agency Securities693573955117
State and Municipal Securities31628119794
Mortgage Backed Securities1,7081,5081,1281,300
Federal Funds0500K0--
Other Securities5598128132
Other Investments11479543
Investments - Total2,7842,5082,5032,589
Lease Financing68747871
Commercial & Industrial Loans4,0483,3922,9992,949
Consumer & Installment Loans2,4582,4442,4992,449
Real Estate Mortgage Loans8521,0911,3041,213
Loans - Total7,4267,0026,879--
Reserve for Loan Losses(104)(94)(91)(91)
Loans - Net7,3226,9086,7886,644
Property, Plant Equipment - Net133114123120
Interest Receivables542523497492
Total Intangible Other Assets - Net141141142143
Other Assets - Total683664639--
TOTAL ASSETS11,10010,40110,25310,161
LIABILITIES
Demand Deposits2,3042,2102,2552,354
Savings/Other Time Deposits5,2945,1215,2444,880
Deposits - Total7,5987,3327,4997,234
Short Term Debt & Current Portion of Long Term Debt1,4721,7311,5130
Long Term Debt Excluding Capitalized Leases794230213383
Long Term Debt794230213401
TOTAL DEBT2,2661,9611,726401
DEFERRED TAXES--------
Other Liabilities2991911811,591
Total Liabilities10,1629,4849,4069,224
EQUITY
Non-Equity Reserves0000
Minority Interest0000
Preferred Stock0000
Common Stock128128128128
Capital Surplus95100107108
Other Appropriated Reserves(54)(43)(80)(43)
Retained Earnings1,0531,028998994
Treasury Stock(284)(296)(307)(250)
Common Equity938917846938
TOTAL LIABILITIES & SHAREHOLDERS’ EQUITY11,10010,40110,25310,167
SHARE INFORMATION
Common Shares Outstanding82818183
ADDITIONAL SUPPLEMENTAL INFORMATION
Tier 1 Capital871840805859
Tier 2 Capital137161189217
Non-performing Loans76437180
Other Non-performing Assets561010
Total Non-performing Assets81498190
Actual Loan Losses62447169
Actual Recoveries13161819
Net Loan Losses492852--
Lease Commitments - Year 16666
Lease Commitments - Year 25555
Lease Commitments - Year 35444
Lease Commitments - Year 44433
Lease Commitments - Year 54332
Lease Commitments - Over 5 Years14151410
2009 Q3
9/30/09
2009 Q2
6/30/09
2009 Q1
3/31/09
2008 Q4
12/31/08
2008 Q3
9/30/08
ASSETS
Cash & Due from Banks193157179178186
Other Investments472122119
Investments - Total2,7982,7242,7582,7842,459
Loans - Total----------
Reserve for Loan Losses(116)(111)(106)(104)(102)
Loans - Net6,9137,0347,2457,3227,280
Property, Plant Equipment - Net126127131133129
Interest Receivables625515519542491
Total Intangible Other Assets - Net140140141141141
Other Assets - Total106140141141141
TOTAL ASSETS10,76110,69710,97211,10010,685
LIABILITIES
Deposits - Total7,2717,4517,6787,5987,431
Short Term Debt & Current Portion of Long Term Debt1,3501,0708051,4721,244
Long Term Debt Excluding Capitalized Leases7499241,134794899
Long Term Debt7499241,134794899
TOTAL DEBT2,1001,9941,9392,2662,143
DEFERRED TAXES000--0
Other Liabilities331229271299185
Total Liabilities9,7029,6749,88810,1629,759
EQUITY
Non-Equity Reserves00000
Minority Interest00000
Preferred Stock0012500
Common Stock128128128128128
Capital Surplus6946809593
Retained Earnings1,0431,0551,0581,0531,048
Treasury Stock(173)(173)(273)(284)(284)
Common Equity1,0591,023959938926
TOTAL LIABILITIES & SHAREHOLDERS’ EQUITY10,76110,69710,97211,10010,685
SHARE INFORMATION
Common Shares Outstanding8685828282
ADDITIONAL SUPPLEMENTAL INFORMATION
Tier 1 Capital9469361,002871866
Tier 2 Capital104103106137135
Total Non-performing Assets----------
Net Loan Losses----------
() = Negative Values
Values are displayed in Millions except for earnings per share and where noted