
|
2008 12/31/08 |
2007 12/31/07 |
2006 12/31/06 |
2005 12/31/05 |
|
|---|---|---|---|---|
| ASSETS | ||||
| Cash & Due from Banks | 1,257 | 1,814 | 2,264 | 3,108 |
| Treasury Securities | 10 | 19 | 94 | 268 |
| State and Municipal Securities | 95 | 19 | 35 | 53 |
| Trading Account Securities | 6,501 | 1,856 | 1,407 | 850 |
| Mortgage Backed Securities | 8,090 | 7,570 | 7,335 | 6,532 |
| Other Securities | 1,793 | 1,818 | 1,756 | 1,839 |
| Other Investments | 2,923 | 4,736 | 3,637 | 3,381 |
| Investments - Total | 19,412 | 16,018 | 14,264 | 13,665 |
| Lease Financing | 9,039 | 10,176 | 10,259 | 10,352 |
| Commercial & Industrial Loans | 27,260 | 24,797 | 21,412 | 20,579 |
| Consumer & Installment Loans | 19,761 | 16,524 | 16,078 | 18,620 |
| Real Estate Mortgage Loans | 20,444 | 19,326 | 18,077 | 16,927 |
| Unspecified/Other Loans | 2,345 | 2,202 | 2,136 | 2,153 |
| Unearned Income | 2,345 | 2,202 | 2,136 | 2,153 |
| Loans - Total | 76,504 | 70,823 | 65,826 | -- |
| Reserve for Loan Losses | (1,803) | (1,200) | (944) | (966) |
| Loans - Net | 74,701 | 69,623 | 64,882 | 66,478 |
| Investment in Associated Companies | 227 | 266 | 330 | 375 |
| Property, Plant Equipment - Net | 840 | 681 | 595 | 656 |
| Interest Receivables | 2,498 | 3,541 | 3,286 | 4,195 |
| Other Tangible Assets | 3,960 | 6,205 | 4,997 | 3,729 |
| Total Intangible Other Assets - Net | 1,636 | 1,835 | 1,719 | 1,886 |
| Other Assets - Total | 9,222 | 12,573 | 10,848 | 669 |
| TOTAL ASSETS | 104,531 | 99,983 | 92,337 | 93,126 |
| LIABILITIES | ||||
| Demand Deposits | 35,676 | 38,663 | 37,893 | 37,576 |
| Savings/Other Time Deposits | 28,466 | 20,110 | 19,539 | 18,166 |
| Foreign Office Deposits | 1,118 | 4,326 | 1,684 | 3,023 |
| Deposits - Total | 65,260 | 63,099 | 59,116 | 58,765 |
| Short Term Debt & Current Portion of Long Term Debt | 13,139 | 11,745 | 8,720 | 1,780 |
| Long Term Debt Excluding Capitalized Leases | 11,525 | 10,077 | 10,097 | 11,366 |
| Capitalized Lease Obligations | 365 | 515 | 551 | 342 |
| Long Term Debt | 11,890 | 10,592 | 10,648 | 13,939 |
| TOTAL DEBT | 25,029 | 22,337 | 19,368 | 15,719 |
| Deferred Taxes - Credit | 1,650 | 3,027 | 2,837 | 2,864 |
| Deferred Taxes - Debit | 1,128 | 992 | 846 | 669 |
| DEFERRED TAXES | 522 | 2,035 | 1,991 | 2,195 |
| Other Liabilities | 3,240 | 4,766 | 4,159 | 11,044 |
| Total Liabilities | 94,051 | 92,237 | 84,634 | 85,528 |
| EQUITY | ||||
| Non-Equity Reserves | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 |
| Preferred Stock | 3,158 | 0 | 0 | 0 |
| Common Stock | 584 | 492 | 492 | 492 |
| Capital Surplus | 2,467 | 1,623 | 1,602 | 1,534 |
| Other Appropriated Reserves | 65 | 130 | (184) | (106) |
| Unappropriated (Free) Reserves | 87 | -- | -- | -- |
| Retained Earnings | 6,727 | 8,522 | 8,377 | 7,882 |
| Treasury Stock | (2,608) | (3,021) | (2,584) | (2,204) |
| Common Equity | 7,322 | 7,746 | 7,703 | 7,598 |
| TOTAL LIABILITIES & SHAREHOLDERS’ EQUITY | 104,531 | 99,983 | 92,337 | 93,126 |
| SHARE INFORMATION | ||||
| Common Shares Outstanding | 495 | 389 | 399 | 407 |
| ADDITIONAL SUPPLEMENTAL INFORMATION | ||||
| Tier 1 Capital | 11,645 | 8,095 | 4,109 | 7,687 |
| Tier 2 Capital | 4,171 | 4,285 | 4,229 | 3,928 |
| Non-performing Loans | 1,315 | 712 | 218 | 280 |
| Other Non-performing Assets | 149 | 52 | 55 | 27 |
| Total Non-performing Assets | 1,464 | 764 | 273 | 307 |
| Actual Loan Losses | 1,371 | 370 | 268 | 409 |
| Actual Recoveries | 111 | 95 | 98 | 94 |
| Net Loan Losses | 1,260 | 275 | 170 | -- |
| Lease Commitments - Year 1 | 114 | 117 | 123 | 131 |
| Lease Commitments - Year 2 | 112 | 105 | 112 | 120 |
| Lease Commitments - Year 3 | 98 | 94 | 96 | 107 |
| Lease Commitments - Year 4 | 88 | 78 | 82 | 90 |
| Lease Commitments - Year 5 | 83 | 68 | 65 | 76 |
| Lease Commitments - Over 5 Years | 374 | 273 | 256 | 308 |
|
2009 Q3 9/30/09 |
2009 Q2 6/30/09 |
2009 Q1 3/31/09 |
2008 Q4 12/31/08 |
2008 Q3 9/30/08 |
|
|---|---|---|---|---|---|
| ASSETS | |||||
| Cash & Due from Banks | 725 | 723 | 637 | 1,257 | 1,937 |
| Trading Account Securities | 4,392 | 4,258 | 4,196 | 6,501 | 1,449 |
| Other Investments | 1,988 | 909 | 1,124 | 2,923 | 2,128 |
| Investments - Total | 23,265 | 18,816 | 15,339 | 19,412 | 11,996 |
| Loans - Total | -- | -- | -- | -- | -- |
| Reserve for Loan Losses | (2,485) | (2,499) | (2,186) | (1,803) | (1,554) |
| Loans - Net | 59,708 | 68,304 | 71,517 | 74,701 | 75,151 |
| Investment in Associated Companies | 0 | -- | 0 | 227 | 0 |
| Property, Plant Equipment - Net | 863 | 858 | 847 | 840 | 801 |
| Interest Receivables | 3,463 | 3,028 | 2,875 | 2,498 | 3,198 |
| Total Intangible Other Assets - Net | 971 | 1,023 | 1,029 | 1,636 | 1,730 |
| Other Assets - Total | 8,965 | 6,063 | 6,619 | 6,724 | 8,207 |
| TOTAL ASSETS | 96,989 | 97,792 | 97,834 | 104,531 | 101,290 |
| LIABILITIES | |||||
| Deposits - Total | 67,259 | 67,884 | 65,996 | 65,260 | 64,678 |
| Short Term Debt & Current Portion of Long Term Debt | 2,135 | 3,240 | 3,850 | 13,139 | 7,151 |
| Long Term Debt Excluding Capitalized Leases | 12,865 | 13,462 | 14,978 | 11,525 | 15,597 |
| Capitalized Lease Obligations | 0 | 0 | 0 | 365 | 0 |
| Long Term Debt | 12,865 | 13,462 | 14,978 | 11,890 | 15,597 |
| TOTAL DEBT | 15,000 | 16,702 | 18,828 | 25,029 | 22,748 |
| Deferred Taxes - Credit | -- | -- | -- | 1,650 | -- |
| Deferred Taxes - Debit | -- | -- | -- | 1,128 | -- |
| DEFERRED TAXES | 0 | 0 | 0 | 522 | 0 |
| Other Liabilities | 3,542 | 2,146 | 2,836 | 3,240 | 5,213 |
| Total Liabilities | 85,801 | 86,732 | 87,660 | 94,051 | 92,639 |
| EQUITY | |||||
| Non-Equity Reserves | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 218 | 209 | 206 | 0 | 0 |
| Preferred Stock | 2,717 | 2,713 | 3,076 | 3,158 | 658 |
| Common Stock | 946 | 865 | 584 | 584 | 584 |
| Capital Surplus | 3,726 | 3,292 | 2,464 | 2,467 | 2,552 |
| Retained Earnings | 5,431 | 5,878 | 6,160 | 6,727 | 7,320 |
| Unrealized Foreign Exchange Gain/Loss | -- | -- | -- | -- | 79 |
| Treasury Stock | (1,983) | (1,984) | (2,500) | (2,608) | (2,616) |
| Common Equity | 8,253 | 8,138 | 6,892 | 7,322 | 7,993 |
| TOTAL LIABILITIES & SHAREHOLDERS’ EQUITY | 96,989 | 97,792 | 97,834 | 104,531 | 101,290 |
| SHARE INFORMATION | |||||
| Common Shares Outstanding | 879 | 797 | 499 | 495 | 495 |
| ADDITIONAL SUPPLEMENTAL INFORMATION | |||||
| Tier 1 Capital | -- | 12,072 | -- | 11,645 | 9,319 |
| Tier 2 Capital | -- | 3,930 | -- | 4,171 | 4,194 |
| Total Non-performing Assets | -- | -- | -- | -- | -- |
| Net Loan Losses | -- | -- | -- | -- | -- |