	2008 12/31/08	2007 12/31/07	2006 12/31/06	2005 12/31/05
ASSETS
Cash & Due from Banks	2,643	3,720	3,551	2,415
Treasury Securities	900	965	4,152	3,416
Federal Agency Securities	1,706	3,330	--	--
State and Municipal Securities	757	732	789	447
Trading Account Securities	1,050	907	1,443	992
Mortgage Backed Securities	14,349	11,093	12,777	7,428
Federal Funds	790	1,177	896	710
Other Securities	1,185	1,250	844	688
Other Investments	8,822	753	5,191	1,624
Investments - Total	29,559	20,206	26,092	15,305
Commercial & Industrial Loans	23,595	20,907	26,450	14,887
Consumer & Installment Loans	21,142	21,104	17,654	9,295
Real Estate Mortgage Loans	52,681	53,369	52,775	34,409
Unspecified/Other Loans	2,100	2,200	0	0
Unearned Income	2,100	2,200	2,328	187
Loans - Total	97,419	95,379	94,551	58,405
Reserve for Loan Losses	(1,826)	(1,321)	(1,056)	(784)
Loans - Net	95,593	94,058	93,495	57,621
Customer Liabilities on Acceptances	0	0	0	23
Real Estate Assets	243	120	73	65
Property, Plant Equipment - Net	2,786	2,611	2,398	1,122
Interest Receivables	458	616	666	421
Other Tangible Assets	8,619	7,138	4,586	2,059
Total Intangible Other Assets - Net	6,348	12,573	12,508	5,753
Other Assets - Total	15,424	20,326	17,760	8,234
TOTAL ASSETS	146,248	141,042	143,369	84,786
LIABILITIES
Demand Deposits	18,457	18,417	58,141	34,127
Savings/Other Time Deposits	70,635	67,726	43,087	26,252
Foreign Office Deposits	1,812	8,632	0	0
Deposits - Total	90,904	94,775	101,228	60,378
Short Term Debt & Current Portion of Long Term Debt	18,522	11,920	10,628	6,011
Long Term Debt Excluding Capitalized Leases	16,531	10,525	7,681	5,927
Long Term Debt	16,531	10,525	7,681	5,927
TOTAL DEBT	35,053	22,445	18,310	11,938
DEFERRED TAXES	--	--	--	--
Other Liabilities	3,478	3,999	3,130	1,855
Total Liabilities	129,435	121,219	122,668	74,171
EQUITY
Non-Equity Reserves	0	0	0	--
Minority Interest	0	0	0	0
Preferred Stock	3,500	0	0	0
Common Stock	7	7	7	5
Capital Surplus	16,622	16,545	16,340	7,323
Retained Earnings	(1,869)	4,440	4,493	4,035
ESOP Guarantees	0	0	0	75
Unrealized Gain/Loss on Marketable Securities	(22)	202	(131)	(92)
Treasury Stock	(1,426)	(1,371)	(8)	(582)
Common Equity	13,313	19,823	20,701	10,614
TOTAL LIABILITIES & SHAREHOLDERS’ EQUITY	146,248	141,042	143,369	84,786
SHARE INFORMATION
Common Shares Outstanding	691	694	730	456
ADDITIONAL SUPPLEMENTAL INFORMATION
Tier 1 Capital	12,068	8,441	9,375	5,922
Tier 2 Capital	4,946	4,589	4,029	2,863
Non-performing Loans	1,052	744	306	341
Other Non-performing Assets	243	120	73	65
Total Non-performing Assets	1,295	864	379	407
Actual Loan Losses	1,639	368	219	212
Actual Recoveries	92	97	80	76
Net Loan Losses	1,547	271	140	136
Lease Commitments - Year 1	142	131	138	89
Lease Commitments - Year 2	129	124	126	78
Lease Commitments - Year 3	114	104	113	67
Lease Commitments - Year 4	103	91	90	57
Lease Commitments - Year 5	92	80	77	44
Lease Commitments - Over 5 Years	606	493	473	195

	2009 Q3 9/30/09	2009 Q2 6/30/09	2009 Q1 3/31/09	2008 Q4 12/31/08	2008 Q3 9/30/08
ASSETS
Cash & Due from Banks	2,101	2,363	2,429	2,643	2,986
Trading Account Securities	1,388	1,109	1,348	1,050	1,112
Federal Funds	366	3,221	418	790	698
Other Investments	9,673	4,778	4,244	8,822	1,084
Investments - Total	32,496	28,832	27,025	29,559	20,577
Loans - Total	--	--	--	--	--
Reserve for Loan Losses	(2,627)	(2,282)	(1,861)	(1,826)	(1,472)
Loans - Net	90,127	93,867	93,825	95,593	97,240
Investment in Associated Companies	--	--	--	0	12
Property, Plant Equipment - Net	2,694	2,789	2,808	2,786	2,730
Interest Receivables	499	501	426	458	512
Total Intangible Other Assets - Net	6,308	6,326	6,315	6,348	12,453
Other Assets - Total	12,069	14,459	15,467	15,209	20,236
TOTAL ASSETS	139,986	142,811	141,980	146,248	144,292
LIABILITIES
Deposits - Total	94,880	94,726	93,536	90,904	89,221
Short Term Debt & Current Portion of Long Term Debt	7,532	8,191	10,352	18,522	17,717
Long Term Debt Excluding Capitalized Leases	15,847	19,081	17,763	16,531	13,993
Long Term Debt	15,847	19,081	17,763	16,531	13,993
TOTAL DEBT	23,379	27,272	28,115	35,053	31,710
DEFERRED TAXES	0	0	0	--	0
Other Liabilities	3,235	2,076	3,512	3,478	3,657
Total Liabilities	121,494	124,074	125,163	129,435	124,587
EQUITY
Non-Equity Reserves	0	0	0	0	0
Minority Interest	0	0	0	0	0
Preferred Stock	3,788	3,603	3,316	3,500	0
Common Stock	12	12	7	7	7
Capital Surplus	18,578	18,740	16,828	16,622	16,607
Retained Earnings	(2,618)	(2,169)	(1,913)	(1,869)	4,445
Unrealized Gain/Loss on Marketable Securities	--	--	--	(22)	--
Treasury Stock	(1,411)	(1,413)	(1,415)	(1,426)	(1,424)
Common Equity	14,704	15,134	13,501	13,313	19,705
TOTAL LIABILITIES & SHAREHOLDERS’ EQUITY	139,986	142,811	141,980	146,248	144,292
SHARE INFORMATION
Common Shares Outstanding	1,188	1,188	695	691	692
ADDITIONAL SUPPLEMENTAL INFORMATION
Tier 1 Capital	--	--	--	12,068	--
Tier 2 Capital	--	--	--	4,946	--
Total Non-performing Assets	--	--	--	--	--
Net Loan Losses	--	--	--	--	--

() = Negative Values
Values are displayed in Millions except for earnings per share and where noted

RF : NYSE