
|
2008 12/31/08 |
2007 12/31/07 |
2006 12/31/06 |
2005 12/31/05 |
|
|---|---|---|---|---|
| ASSETS | ||||
| Cash & Due from Banks | 5,623 | 4,271 | 4,236 | 4,660 |
| Treasury Securities | 486 | 390 | 1,600 | 2,547 |
| Federal Agency Securities | 854 | 792 | 729 | -- |
| State and Municipal Securities | 1,037 | 1,067 | 1,041 | 926 |
| Trading Account Securities | 10,396 | 10,518 | 2,778 | 2,811 |
| Securities Purchased under Resale Agreements | 857 | 947 | 841 | 929 |
| Mortgage Backed Securities | 15,096 | 10,352 | 18,243 | 18,635 |
| Federal Funds | 134 | 400 | 209 | 385 |
| Other Securities | 2,223 | 3,663 | 3,487 | 4,418 |
| Other Investments | 4,056 | 8,876 | 11,812 | 14,028 |
| Investments - Total | 35,140 | 37,006 | 40,741 | 44,679 |
| Lease Financing | 6,100 | 5,400 | 4,700 | 4,400 |
| Commercial & Industrial Loans | 41,040 | 35,929 | 34,614 | 33,764 |
| Consumer & Installment Loans | 12,617 | 12,312 | 12,447 | 13,715 |
| Real Estate Mortgage Loans | 67,241 | 68,677 | 69,694 | 62,676 |
| Loans - Total | 126,998 | 122,319 | 121,454 | -- |
| Reserve for Loan Losses | (2,351) | (1,283) | (1,045) | (1,028) |
| Loans - Net | 124,647 | 121,036 | 120,410 | 113,527 |
| Customer Liabilities on Acceptances | 5 | 22 | 16 | 12 |
| Real Estate Assets | 500 | 184 | -- | -- |
| Property, Plant Equipment - Net | 1,548 | 1,596 | 1,977 | 1,855 |
| Other Tangible Assets | 13,596 | 7,174 | 6,709 | 7,023 |
| Total Intangible Other Assets - Net | 8,079 | 8,284 | 8,072 | 7,958 |
| Other Assets - Total | 21,675 | 15,459 | 14,781 | -- |
| TOTAL ASSETS | 189,138 | 179,574 | 182,162 | 179,713 |
| LIABILITIES | ||||
| Demand Deposits | 21,522 | 21,083 | 22,887 | 26,328 |
| Savings/Other Time Deposits | 91,421 | 92,502 | 95,039 | 86,890 |
| Foreign Office Deposits | 386 | 4,258 | 6,096 | 8,836 |
| Deposits - Total | 113,328 | 117,843 | 124,022 | 122,053 |
| Short Term Debt & Current Portion of Long Term Debt | 11,019 | 14,987 | 14,753 | 12,312 |
| Long Term Debt Excluding Capitalized Leases | 25,106 | 19,894 | 17,848 | 17,839 |
| Capitalized Lease Obligations | 167 | 276 | 272 | 286 |
| Long Term Debt | 25,274 | 20,170 | 18,121 | 20,787 |
| TOTAL DEBT | 36,292 | 35,157 | 32,874 | 33,099 |
| Deferred Income | 142 | 112 | 105 | 114 |
| DEFERRED TAXES | -- | -- | -- | -- |
| Other Liabilities | 16,987 | 8,409 | 7,348 | 7,678 |
| Total Liabilities | 166,750 | 161,521 | 164,348 | 162,825 |
| EQUITY | ||||
| Non-Equity Reserves | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 |
| Preferred Stock | 5,222 | 500 | 500 | 0 |
| Common Stock | 373 | 371 | 371 | 371 |
| Capital Surplus | 6,905 | 6,707 | 6,627 | 6,762 |
| Other Appropriated Reserves | (753) | (245) | (396) | (16) |
| Retained Earnings | 10,389 | 10,647 | 10,541 | 9,311 |
| Unrealized Foreign Exchange Gain/Loss | 847 | 0 | 0 | -- |
| Unrealized Gain/Loss on Marketable Securities | 887 | 1,853 | 1,321 | 954 |
| Treasury Stock | (1,481) | (1,779) | (1,151) | (494) |
| Common Equity | 17,166 | 17,553 | 17,314 | 16,887 |
| TOTAL LIABILITIES & SHAREHOLDERS’ EQUITY | 189,138 | 179,574 | 182,162 | 179,713 |
| SHARE INFORMATION | ||||
| Common Shares Outstanding | 355 | 348 | 355 | 362 |
| ADDITIONAL SUPPLEMENTAL INFORMATION | ||||
| Tier 1 Capital | 17,614 | 11,425 | 12,525 | 11,080 |
| Tier 2 Capital | 5,129 | 5,569 | 5,500 | 5,634 |
| Non-performing Loans | 3,940 | 1,460 | 532 | 296 |
| Other Non-performing Assets | 516 | 195 | 62 | 38 |
| Total Non-performing Assets | 4,456 | 1,656 | 594 | 334 |
| Actual Loan Losses | 1,681 | 514 | 357 | 315 |
| Actual Recoveries | 116 | 92 | 110 | 116 |
| Net Loan Losses | 1,564 | 423 | 246 | -- |
| Lease Commitments - Year 1 | 208 | 194 | 139 | 126 |
| Lease Commitments - Year 2 | 196 | 181 | 126 | 116 |
| Lease Commitments - Year 3 | 179 | 169 | 111 | 102 |
| Lease Commitments - Year 4 | 163 | 150 | 97 | 86 |
| Lease Commitments - Year 5 | 150 | 133 | 76 | 72 |
| Lease Commitments - Over 5 Years | 728 | 690 | 375 | 354 |
|
2009 Q3 9/30/09 |
2009 Q2 6/30/09 |
2009 Q1 3/31/09 |
2008 Q4 12/31/08 |
2008 Q3 9/30/08 |
|
|---|---|---|---|---|---|
| ASSETS | |||||
| Cash & Due from Banks | 4,304 | 2,435 | 5,826 | 5,623 | 3,065 |
| Trading Account Securities | 6,674 | 7,739 | 7,397 | 10,396 | 8,937 |
| Federal Funds | 829 | 799 | 1,210 | 134 | 1,440 |
| Other Investments | 4,603 | 8,055 | 6,979 | 4,056 | 4,825 |
| Investments - Total | 34,228 | 36,058 | 35,072 | 35,140 | 29,735 |
| Loans - Total | -- | -- | -- | -- | -- |
| Reserve for Loan Losses | (469) | (2,896) | (2,735) | (2,351) | (1,941) |
| Loans - Net | 116,488 | 119,920 | 121,158 | 124,647 | 124,777 |
| Property, Plant Equipment - Net | 1,553 | 1,546 | 1,547 | 1,548 | 1,518 |
| Total Intangible Other Assets - Net | 7,919 | 7,832 | 7,413 | 8,079 | 8,453 |
| Other Assets - Total | 16,145 | 16,776 | 15,514 | 22,180 | 15,681 |
| TOTAL ASSETS | 172,718 | 176,735 | 179,116 | 189,138 | 174,777 |
| LIABILITIES | |||||
| Deposits - Total | 119,331 | 118,801 | 118,972 | 113,328 | 101,829 |
| Short Term Debt & Current Portion of Long Term Debt | 4,917 | 8,075 | 7,616 | 11,019 | 9,207 |
| Long Term Debt Excluding Capitalized Leases | 18,177 | 18,842 | 23,030 | 25,106 | 23,858 |
| Capitalized Lease Obligations | 0 | 0 | 0 | 167 | 0 |
| Long Term Debt | 18,177 | 18,842 | 23,030 | 25,274 | 23,858 |
| TOTAL DEBT | 23,094 | 26,918 | 30,646 | 36,292 | 33,065 |
| DEFERRED TAXES | 0 | 0 | 0 | -- | 0 |
| Other Liabilities | 7,384 | 8,063 | 7,852 | 17,129 | 21,927 |
| Total Liabilities | 149,809 | 153,782 | 157,471 | 166,750 | 156,821 |
| EQUITY | |||||
| Non-Equity Reserves | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 4,911 | 4,919 | 5,227 | 5,222 | 500 |
| Common Stock | 515 | 515 | 373 | 373 | 373 |
| Capital Surplus | 8,521 | 8,540 | 6,714 | 6,905 | 6,784 |
| Retained Earnings | 8,886 | 9,271 | 9,467 | 10,389 | 10,960 |
| Unrealized Foreign Exchange Gain/Loss | -- | -- | -- | 847 | -- |
| Unrealized Gain/Loss on Marketable Securities | 1,752 | 1,441 | 1,764 | 887 | 1,123 |
| Treasury Stock | (1,077) | (1,116) | (1,169) | (1,481) | (1,549) |
| Common Equity | 17,997 | 18,034 | 16,418 | 17,166 | 17,456 |
| TOTAL LIABILITIES & SHAREHOLDERS’ EQUITY | 172,718 | 176,735 | 179,116 | 189,138 | 174,777 |
| SHARE INFORMATION | |||||
| Common Shares Outstanding | 499 | 499 | 357 | 355 | 354 |
| ADDITIONAL SUPPLEMENTAL INFORMATION | |||||
| Tier 1 Capital | 18,214 | 18,578 | 17,352 | 17,614 | 13,179 |
| Tier 2 Capital | 23,053 | 23,247 | 4,922 | 5,129 | 4,864 |
| Total Non-performing Assets | -- | -- | -- | -- | -- |
| Net Loan Losses | -- | -- | -- | -- | -- |