STI : NYSE
Industry: Banks

Balance Sheet
2008
12/31/08
2007
12/31/07
2006
12/31/06
2005
12/31/05
ASSETS
Cash & Due from Banks5,6234,2714,2364,660
Treasury Securities4863901,6002,547
Federal Agency Securities854792729--
State and Municipal Securities1,0371,0671,041926
Trading Account Securities10,39610,5182,7782,811
Securities Purchased under Resale Agreements857947841929
Mortgage Backed Securities15,09610,35218,24318,635
Federal Funds134400209385
Other Securities2,2233,6633,4874,418
Other Investments4,0568,87611,81214,028
Investments - Total35,14037,00640,74144,679
Lease Financing6,1005,4004,7004,400
Commercial & Industrial Loans41,04035,92934,61433,764
Consumer & Installment Loans12,61712,31212,44713,715
Real Estate Mortgage Loans67,24168,67769,69462,676
Loans - Total126,998122,319121,454--
Reserve for Loan Losses(2,351)(1,283)(1,045)(1,028)
Loans - Net124,647121,036120,410113,527
Customer Liabilities on Acceptances5221612
Real Estate Assets500184----
Property, Plant Equipment - Net1,5481,5961,9771,855
Other Tangible Assets13,5967,1746,7097,023
Total Intangible Other Assets - Net8,0798,2848,0727,958
Other Assets - Total21,67515,45914,781--
TOTAL ASSETS189,138179,574182,162179,713
LIABILITIES
Demand Deposits21,52221,08322,88726,328
Savings/Other Time Deposits91,42192,50295,03986,890
Foreign Office Deposits3864,2586,0968,836
Deposits - Total113,328117,843124,022122,053
Short Term Debt & Current Portion of Long Term Debt11,01914,98714,75312,312
Long Term Debt Excluding Capitalized Leases25,10619,89417,84817,839
Capitalized Lease Obligations167276272286
Long Term Debt25,27420,17018,12120,787
TOTAL DEBT36,29235,15732,87433,099
Deferred Income142112105114
DEFERRED TAXES--------
Other Liabilities16,9878,4097,3487,678
Total Liabilities166,750161,521164,348162,825
EQUITY
Non-Equity Reserves0000
Minority Interest0000
Preferred Stock5,2225005000
Common Stock373371371371
Capital Surplus6,9056,7076,6276,762
Other Appropriated Reserves(753)(245)(396)(16)
Retained Earnings10,38910,64710,5419,311
Unrealized Foreign Exchange Gain/Loss84700--
Unrealized Gain/Loss on Marketable Securities8871,8531,321954
Treasury Stock(1,481)(1,779)(1,151)(494)
Common Equity17,16617,55317,31416,887
TOTAL LIABILITIES & SHAREHOLDERS’ EQUITY189,138179,574182,162179,713
SHARE INFORMATION
Common Shares Outstanding355348355362
ADDITIONAL SUPPLEMENTAL INFORMATION
Tier 1 Capital17,61411,42512,52511,080
Tier 2 Capital5,1295,5695,5005,634
Non-performing Loans3,9401,460532296
Other Non-performing Assets5161956238
Total Non-performing Assets4,4561,656594334
Actual Loan Losses1,681514357315
Actual Recoveries11692110116
Net Loan Losses1,564423246--
Lease Commitments - Year 1208194139126
Lease Commitments - Year 2196181126116
Lease Commitments - Year 3179169111102
Lease Commitments - Year 41631509786
Lease Commitments - Year 51501337672
Lease Commitments - Over 5 Years728690375354
2009 Q3
9/30/09
2009 Q2
6/30/09
2009 Q1
3/31/09
2008 Q4
12/31/08
2008 Q3
9/30/08
ASSETS
Cash & Due from Banks4,3042,4355,8265,6233,065
Trading Account Securities6,6747,7397,39710,3968,937
Federal Funds8297991,2101341,440
Other Investments4,6038,0556,9794,0564,825
Investments - Total34,22836,05835,07235,14029,735
Loans - Total----------
Reserve for Loan Losses(469)(2,896)(2,735)(2,351)(1,941)
Loans - Net116,488119,920121,158124,647124,777
Property, Plant Equipment - Net1,5531,5461,5471,5481,518
Total Intangible Other Assets - Net7,9197,8327,4138,0798,453
Other Assets - Total16,14516,77615,51422,18015,681
TOTAL ASSETS172,718176,735179,116189,138174,777
LIABILITIES
Deposits - Total119,331118,801118,972113,328101,829
Short Term Debt & Current Portion of Long Term Debt4,9178,0757,61611,0199,207
Long Term Debt Excluding Capitalized Leases18,17718,84223,03025,10623,858
Capitalized Lease Obligations0001670
Long Term Debt18,17718,84223,03025,27423,858
TOTAL DEBT23,09426,91830,64636,29233,065
DEFERRED TAXES000--0
Other Liabilities7,3848,0637,85217,12921,927
Total Liabilities149,809153,782157,471166,750156,821
EQUITY
Non-Equity Reserves00000
Minority Interest00000
Preferred Stock4,9114,9195,2275,222500
Common Stock515515373373373
Capital Surplus8,5218,5406,7146,9056,784
Retained Earnings8,8869,2719,46710,38910,960
Unrealized Foreign Exchange Gain/Loss------847--
Unrealized Gain/Loss on Marketable Securities1,7521,4411,7648871,123
Treasury Stock(1,077)(1,116)(1,169)(1,481)(1,549)
Common Equity17,99718,03416,41817,16617,456
TOTAL LIABILITIES & SHAREHOLDERS’ EQUITY172,718176,735179,116189,138174,777
SHARE INFORMATION
Common Shares Outstanding499499357355354
ADDITIONAL SUPPLEMENTAL INFORMATION
Tier 1 Capital18,21418,57817,35217,61413,179
Tier 2 Capital23,05323,2474,9225,1294,864
Total Non-performing Assets----------
Net Loan Losses----------
() = Negative Values
Values are displayed in Millions except for earnings per share and where noted