
|
2008 12/31/08 |
2007 12/31/07 |
2006 12/31/06 |
2005 12/31/05 |
|
|---|---|---|---|---|
| ASSETS | ||||
| Cash & Due from Banks | 23,763 | 14,757 | 15,028 | 15,397 |
| Treasury Securities | 3,249 | 982 | 768 | 839 |
| Federal Agency Securities | 72,540 | 36,912 | 1,326 | 1,402 |
| State and Municipal Securities | 12,658 | 6,152 | 3,530 | 3,191 |
| Trading Account Securities | 54,884 | 7,727 | 5,607 | 10,905 |
| Mortgage Backed Securities | 33,308 | 19,982 | 31,509 | 32,366 |
| Federal Funds | 8,439 | 1,700 | 5,024 | 4,459 |
| Other Securities | 46,596 | 15,853 | 10,733 | 9,126 |
| Other Investments | 67,310 | 28,817 | 34,872 | 41,993 |
| Investments - Total | 298,984 | 118,125 | 93,369 | 104,281 |
| Lease Financing | 15,829 | 6,772 | 5,614 | 5,400 |
| Commercial & Industrial Loans | 202,469 | 90,468 | 70,404 | 61,552 |
| Consumer & Installment Loans | 116,808 | 74,933 | 68,231 | 59,471 |
| Real Estate Mortgage Loans | 495,842 | 202,581 | 168,201 | 178,862 |
| Foreign Loans | 33,882 | 7,441 | 6,666 | 5,552 |
| Loans - Total | 864,830 | 382,195 | 319,116 | 310,837 |
| Reserve for Loan Losses | (21,013) | (5,307) | (3,764) | (3,871) |
| Loans - Net | 843,817 | 376,888 | 315,352 | 306,966 |
| Customer Liabilities on Acceptances | 615 | 62 | 103 | 104 |
| Real Estate Assets | 2,193 | 1,184 | 745 | 191 |
| Property, Plant Equipment - Net | 11,269 | 5,122 | 4,698 | 4,417 |
| Interest Receivables | 5,746 | 2,977 | 2,570 | 2,279 |
| Other Tangible Assets | 67,490 | 25,238 | 20,505 | 24,319 |
| Total Intangible Other Assets - Net | 55,762 | 31,089 | 29,626 | 23,787 |
| Other Assets - Total | 128,998 | 59,304 | 52,701 | 50,385 |
| TOTAL ASSETS | 1,309,639 | 575,442 | 481,996 | 481,741 |
| LIABILITIES | ||||
| Demand Deposits | 223,665 | 89,625 | 92,659 | 91,036 |
| Savings/Other Time Deposits | 516,796 | 200,286 | 191,384 | 208,793 |
| Foreign Office Deposits | 40,941 | 54,549 | 26,200 | 14,621 |
| Deposits - Total | 781,402 | 344,460 | 310,243 | 314,450 |
| Short Term Debt & Current Portion of Long Term Debt | 161,967 | 71,652 | 27,570 | 35,016 |
| Long Term Debt Excluding Capitalized Leases | 213,205 | 80,980 | 72,395 | 68,534 |
| Capitalized Lease Obligations | 60 | 16 | 9 | 10 |
| Long Term Debt | 213,265 | 80,996 | 72,404 | 68,544 |
| TOTAL DEBT | 375,232 | 152,648 | 99,974 | 103,560 |
| DEFERRED TAXES | -- | -- | -- | -- |
| Other Liabilities | 53,921 | 30,706 | 25,903 | 23,071 |
| Total Liabilities | 1,210,555 | 527,814 | 436,120 | 441,081 |
| EQUITY | ||||
| Non-Equity Reserves | -- | -- | -- | -- |
| Minority Interest | 0 | 0 | 0 | 0 |
| Preferred Stock | 31,332 | 450 | 384 | 325 |
| Common Stock | 7,273 | 5,788 | 5,788 | 2,894 |
| Capital Surplus | 36,026 | 8,212 | 7,739 | 9,934 |
| Other Appropriated Reserves | (1,522) | (160) | (402) | -- |
| Retained Earnings | 36,543 | 38,970 | 35,277 | 30,580 |
| ESOP Guarantees | 555 | 482 | 411 | 348 |
| Unrealized Foreign Exchange Gain/Loss | 865 | 487 | 142 | 72 |
| Unrealized Gain/Loss on Marketable Securities | (6,212) | 398 | 562 | 593 |
| Treasury Stock | (4,666) | (6,035) | (3,203) | (3,390) |
| Common Equity | 67,752 | 47,178 | 45,492 | 40,335 |
| TOTAL LIABILITIES & SHAREHOLDERS’ EQUITY | 1,309,639 | 575,442 | 481,996 | 481,741 |
| SHARE INFORMATION | ||||
| Common Shares Outstanding | 4,229 | 3,297 | 3,377 | 3,355 |
| ADDITIONAL SUPPLEMENTAL INFORMATION | ||||
| Tier 1 Capital | 86,400 | 36,700 | 36,800 | 31,700 |
| Tier 2 Capital | 43,900 | 14,900 | 14,600 | 13,000 |
| Non-performing Loans | 6,800 | 2,679 | 1,988 | 1,338 |
| Other Non-performing Assets | 2,209 | 1,189 | 423 | 191 |
| Total Non-performing Assets | 9,009 | 3,868 | 2,411 | 1,529 |
| Actual Loan Losses | 8,777 | 4,449 | 3,179 | 3,032 |
| Actual Recoveries | 938 | 910 | 925 | 749 |
| Net Loan Losses | 7,839 | 3,539 | 2,254 | 2,283 |
| Lease Commitments - Year 1 | 1,408 | 618 | 567 | 514 |
| Lease Commitments - Year 2 | 2,128 | 533 | 474 | 426 |
| Lease Commitments - Year 3 | 1,042 | 443 | 396 | 360 |
| Lease Commitments - Year 4 | 926 | 365 | 321 | 298 |
| Lease Commitments - Year 5 | 797 | 316 | 253 | 237 |
| Lease Commitments - Over 5 Years | 3,995 | 1,408 | 1,135 | 898 |
|
2009 Q3 9/30/09 |
2009 Q2 6/30/09 |
2009 Q1 3/31/09 |
2008 Q4 12/31/08 |
2008 Q3 9/30/08 |
|
|---|---|---|---|---|---|
| ASSETS | |||||
| Cash & Due from Banks | 17,233 | 20,632 | 22,186 | 23,763 | 12,861 |
| Trading Account Securities | 43,198 | 40,110 | 46,497 | 54,884 | 9,097 |
| Federal Funds | 17,491 | 15,976 | 4,114 | 8,439 | 5,562 |
| Other Investments | 41,384 | 47,404 | 59,624 | 67,310 | 21,905 |
| Investments - Total | 285,887 | 310,285 | 305,098 | 298,984 | 131,649 |
| Loans - Total | -- | -- | -- | -- | -- |
| Reserve for Loan Losses | (24,028) | (23,035) | (22,281) | (21,013) | (7,865) |
| Loans - Net | 775,924 | 798,579 | 821,298 | 843,817 | 394,128 |
| Property, Plant Equipment - Net | 11,040 | 11,151 | 11,215 | 11,269 | 5,054 |
| Interest Receivables | -- | -- | 5,009 | 5,746 | 2,914 |
| Total Intangible Other Assets - Net | 39,714 | 41,514 | 52,199 | 55,762 | 33,815 |
| Other Assets - Total | 138,541 | 143,529 | 121,085 | 126,060 | 75,755 |
| TOTAL ASSETS | 1,228,625 | 1,284,176 | 1,285,891 | 1,309,639 | 622,361 |
| LIABILITIES | |||||
| Deposits - Total | 796,748 | 813,735 | 797,269 | 781,402 | 353,574 |
| Short Term Debt & Current Portion of Long Term Debt | 30,800 | 55,483 | 72,084 | 161,967 | 85,187 |
| Long Term Debt Excluding Capitalized Leases | 214,292 | 229,416 | 250,650 | 213,205 | 107,350 |
| Capitalized Lease Obligations | 0 | 0 | 0 | 60 | 0 |
| Long Term Debt | 214,292 | 229,416 | 250,650 | 213,265 | 107,350 |
| TOTAL DEBT | 245,092 | 284,899 | 322,734 | 375,232 | 192,537 |
| DEFERRED TAXES | -- | -- | 0 | -- | 0 |
| Other Liabilities | 57,861 | 64,160 | 65,593 | 53,921 | 29,293 |
| Total Liabilities | 1,099,701 | 1,162,794 | 1,185,596 | 1,210,555 | 575,404 |
| EQUITY | |||||
| Non-Equity Reserves | 0 | 0 | 0 | -- | 0 |
| Minority Interest | 6,774 | 6,759 | 0 | 0 | 0 |
| Preferred Stock | 31,589 | 31,497 | 31,411 | 31,332 | 625 |
| Common Stock | 7,927 | 7,927 | 7,273 | 7,273 | 5,788 |
| Capital Surplus | 40,343 | 40,270 | 32,414 | 36,026 | 8,348 |
| Retained Earnings | 41,485 | 39,165 | 36,949 | 36,543 | 40,853 |
| Unrealized Foreign Exchange Gain/Loss | -- | -- | -- | 865 | -- |
| Unrealized Gain/Loss on Marketable Securities | -- | -- | -- | (6,212) | -- |
| Treasury Stock | (2,771) | (3,126) | (3,593) | (4,666) | (5,207) |
| Common Equity | 90,561 | 83,126 | 68,884 | 67,752 | 46,332 |
| TOTAL LIABILITIES & SHAREHOLDERS’ EQUITY | 1,228,625 | 1,284,176 | 1,285,891 | 1,309,639 | 622,361 |
| SHARE INFORMATION | |||||
| Common Shares Outstanding | 4,679 | 4,668 | 4,261 | 4,229 | 3,321 |
| ADDITIONAL SUPPLEMENTAL INFORMATION | |||||
| Tier 1 Capital | 108,785 | 102,721 | 88,977 | 86,400 | 45,182 |
| Tier 2 Capital | 41,294 | 42,263 | 42,843 | 43,900 | 15,343 |
| Total Non-performing Assets | -- | -- | -- | -- | -- |
| Net Loan Losses | -- | -- | -- | -- | -- |