	2009 9/30/09	2008 9/30/08	2007 9/30/07	2006 9/30/06
ASSETS
Cash & Due from Banks	498	83	61	46
Treasury Securities	14	41	232	249
Federal Agency Securities	144	145	132	129
State and Municipal Securities	7	8	8	8
Mortgage Backed Securities	2,283	1,552	1,414	1,379
Investments - Total	2,449	1,745	1,654	1,765
Real Estate Mortgage Loans	9,388	9,913	8,737	7,145
Unspecified/Other Loans	(201)	(289)	(481)	--
Unearned Income	36	37	39	41
Loans - Total	9,150	9,587	8,217	7,103
Reserve for Loan Losses	(167)	(85)	(29)	(25)
Loans - Net	8,983	9,502	8,120	7,078
Real Estate Assets	177	37	5	4
Property, Plant Equipment - Net	133	133	75	62
Interest Receivables	53	54	50	42
Other Tangible Assets	32	19	13	17
Total Intangible Other Assets - Net	257	221	107	56
Other Assets - Total	436	364	188	128
TOTAL ASSETS	12,582	11,796	10,285	9,069
LIABILITIES
Demand Deposits	526	517	409	236
Savings/Other Time Deposits	7,260	6,629	5,570	5,050
Deposits - Total	7,786	7,146	5,979	5,286
Short Term Debt & Current Portion of Long Term Debt	56	401	1,075	526
Long Term Debt Excluding Capitalized Leases	2,879	2,798	1,761	1,870
Long Term Debt	2,879	2,798	1,761	1,870
TOTAL DEBT	2,935	3,199	2,854	2,396
Deferred Taxes - Credit	95	68	56	55
Deferred Taxes - Debit	94	69	18	13
DEFERRED TAXES	449K	(1)	37	42
Other Liabilities	115	118	115	85
Total Liabilities	10,837	10,463	8,967	7,808
EQUITY
Non-Equity Reserves	0	0	0	0
Minority Interest	0	0	0	0
Preferred Stock	0	0	0	0
Common Stock	129	105	105	104
Capital Surplus	1,575	1,261	1,254	1,246
Retained Earnings	196	174	186	123
Unrealized Gain/Loss on Marketable Securities	54	2	(13)	(6)
Treasury Stock	(209)	(210)	(214)	(205)
Common Equity	1,745	1,333	1,318	1,263
TOTAL LIABILITIES & SHAREHOLDERS’ EQUITY	12,582	11,795	10,285	9,071
SHARE INFORMATION
Common Shares Outstanding	112	88	87	87
ADDITIONAL SUPPLEMENTAL INFORMATION
Tier 1 Capital	1,415	1,118	1,229	1,208
Tier 2 Capital	55	51	21	21
Non-performing Loans	380	11	15	7
Other Non-performing Assets	120	4	1	479K
Total Non-performing Assets	500	15	16	8
Actual Loan Losses	113	15	1	298K
Actual Recoveries	2	264K	3K	0
Net Loan Losses	111	15	1	298K
Lease Commitments - Year 1	3	3	2	2
Lease Commitments - Year 2	2	2	--	--
Lease Commitments - Year 3	1	1	--	--
Lease Commitments - Year 4	1	1	--	--
Lease Commitments - Year 5	2	2	6	7
Lease Commitments - Over 5 Years	--	--	608K	--

	2009 Q4 9/30/09	2009 Q3 6/30/09	2009 Q2 3/31/09	2009 Q1 12/31/08	2008 Q4 9/30/08
ASSETS
Cash & Due from Banks	498	166	87	153	83
Investments - Total	2,449	2,182	2,226	2,247	1,745
Loans - Total	--	--	--	--	--
Reserve for Loan Losses	(167)	(162)	(195)	(105)	(85)
Loans - Net	8,983	9,111	9,379	9,635	9,502
Property, Plant Equipment - Net	133	134	134	135	133
Interest Receivables	53	52	55	57	54
Total Intangible Other Assets - Net	257	258	220	220	221
Other Assets - Total	560	397	381	294	347
TOTAL ASSETS	12,582	12,043	12,262	12,522	11,796
LIABILITIES
Deposits - Total	7,786	7,622	7,559	7,251	7,146
Short Term Debt & Current Portion of Long Term Debt	56	49	163	684	401
Long Term Debt Excluding Capitalized Leases	2,879	2,839	2,852	2,894	2,798
Long Term Debt	2,879	2,839	2,852	2,894	2,798
TOTAL DEBT	2,935	2,888	3,015	3,577	3,199
Deferred Taxes - Credit	95	--	--	--	68
Deferred Taxes - Debit	94	--	2	--	69
DEFERRED TAXES	449K	--	(2)	0	(1)
Other Liabilities	115	138	86	112	118
Total Liabilities	10,837	10,649	10,658	10,940	10,463
EQUITY
Non-Equity Reserves	0	0	0	0	0
Minority Interest	0	0	0	0	0
Preferred Stock	0	0	198	198	0
Common Stock	129	105	105	105	105
Capital Surplus	1,575	1,265	1,264	1,264	1,261
Retained Earnings	196	192	195	190	174
Unrealized Gain/Loss on Marketable Securities	54	42	48	35	2
Treasury Stock	(209)	(209)	(209)	(210)	(210)
Common Equity	1,745	1,394	1,404	1,384	1,333
TOTAL LIABILITIES & SHAREHOLDERS’ EQUITY	12,582	12,043	12,260	12,522	11,795
SHARE INFORMATION
Common Shares Outstanding	112	88	88	88	88
ADDITIONAL SUPPLEMENTAL INFORMATION
Tier 1 Capital	1,415	1,077	1,343	--	1,118
Tier 2 Capital	55	47	50	--	51
Total Non-performing Assets	--	--	--	--	--
Net Loan Losses	--	--	--	--	--

() = Negative Values
Values are displayed in Millions except for earnings per share and where noted

WFSL : NASDAQ